Who should pay for obesity surgery?

obesity-risk-factorsSo, the NY Times reports that a company that makes lap band devices used in bariatric lap band surgery has applied to the FDA to lower the obesity threshold at which surgery can be performed. If successful, the application would double the number of obese people who would qualify for bariatric lap band surgery.

Some of the obese people who would become eligible for the surgery have health complications that make it difficult for them to lose weight without the surgery. But most of the consumers covered by the new threshold could lose weight and not require the surgery by educating themselves and following healthy nutrition regimens. With third party insurers footing most of the cost of surgery at the point that obesity becomes life-threatening, why bother wasting time learning about — and adjusting a lifestyle to follow — proper nutrition?

Bariatric lap band surgery is expensive. Should consumers who make the effort to control their weight and follow healthy nutrition protocols contribute a part of their health insurance premiums to subsidize surgery for consumers who choose not to do so?

If consumers elect to take the risk of health problems from being obese, then shouldn’t they bear the cost of damages resulting from that risk? And shouldn’t insurers be free to elect not to cover consumers who engage in such risky behavior? Doesn’t shifting the cost of that risk to insurers (who pass it along to the all insureds) simply encourage the obese consumers to consume more health care and avoid confronting their unhealthy lifestyle?

As the late Milton Friedman was fond of saying, consumers will consume as much health care as they can so long as someone else is paying for it.

Paying for placebos

placeboOne of the most interesting issues in the health care finance debate is whether a consumer should be able to shift at least a portion of the cost of a placebo to a broad base of insureds. As The Economist notes, placebos are big business and – in some cases – just as effective as the real thing:

Alternative medicine is big business. Since it is largely unregulated, reliable statistics are hard to come by. The market in Britain alone, however, is believed to be worth around ¬£210m ($340m), with one in five adults thought to be consumers, and some treatments (particularly homeopathy) available from the National Health Service. Around the world, according to an estimate made in 2008, the industry’s value is about $60 billion.

Over the years Dr [Edzard] Ernst and his group have run clinical trials and published over 160 meta-analyses of other studies. (Meta-analysis is a statistical technique for extracting information from lots of small trials that are not, by themselves, statistically reliable.) His findings are stark.

According to his “Guide to Complementary and Alternative Medicine”, around 95% of the treatments he and his colleagues examined–in fields as diverse as acupuncture, herbal medicine, homeopathy and reflexology–are statistically indistinguishable from placebo treatments. In only 5% of cases was there either a clear benefit above and beyond a placebo (there is, for instance, evidence suggesting that St John’s Wort, a herbal remedy, can help with mild depression), or even just a hint that something interesting was happening to suggest that further research might be warranted.

Should a portion of your health insurance premiums be used to pay a portion of the cost of a placebo for your co-insured? Or is this an example of the situation in which the third party-payor system simply doesn’t control costs as well as a consumer-payor system?

The power of smiling

One of the nicest compliments that I have ever received came from from a court clerk who told me that the court staff enjoyed having me in their court because I always came with a smile on my face. Ron Gutman provides good thoughts on smiles to begin the week.

The Mystery of Chronic Pain

Elliot Krane lucidly explains the difficulties involved in diagnosing the causes of chronic pain.

Who can watch and listen to this video and still support our society’s inhumane policies toward those who suffer from chronic pain?

A truly civil society would find a better way.

Technophysio evolution

Darwin2_mNobel Prize-winning economist Robert W. Fogel has been leading a research project over the past 30 years analyzing the changes in the size and shape of the human body in relation to economic, social and other changes throughout history.

As this NY Times article notes, the conclusions being reached from the project are fascinating:

“The rate of technological and human physiological change in the 20th century has been remarkable,” Mr. Fogel said .  .  . “Beyond that, a synergy between the improved technology and physiology is more than the simple addition of the two.”

This “technophysio evolution,” powered by advances in food production and public health, has so outpaced traditional evolution, the authors argue, that people today stand apart not just from every other species, but from all previous generations of Homo sapiens as well. [.  .  .]

To take just a few examples, the average adult man in 1850 in America stood about 5 feet 7 inches and weighed about 146 pounds; someone born then was expected to live until about 45. In the 1980s the typical man in his early 30s was about 5 feet 10 inches tall, weighed about 174 pounds and was likely to pass his 75th birthday.

Across the Atlantic, at the time of the French Revolution, a 30-something Frenchman weighed about 110 pounds, compared with 170 pounds now. And in Norway an average 22-year-old man was about 5 ¬Ω inches taller at the end of the 20th century (5 feet 10.7 inches) than in the middle of the 18th century (5 feet 5.2 inches). . .

Despite this accelerated physical development over the past 150 years, one factor that the researchers did not anticipate is threatening to derail the progress:

One thing Mr. Fogel did not expect when he first started his research was that  “overnutrition” would become the primary health problem in the United States and other Western nations. Obesity, which increases the risk of heart disease, stroke, hypertension and some cancers, threatens to upset the links in the upward march of size, health and longevity that he and his colleagues have spent years documenting.

And as this recent post notes, that “overnutrition problem” is not going to be an easy one to solve.

Two essential reads

thinkerIf you don’t read anything else this week, don’t miss what Byran Caplan and Gary Taubes wrote.

First, Caplan provides a compelling case against helicoptor parenting based on, of all things, research into twins:

But twin research has another far more amazing lesson: With a few exceptions, the effect of parenting on adult outcomes ranges from small to zero.Parents change kids in many ways; the catch is that the changes fade out as kids grow up.  By adulthood, identical twins aren’t slightly more similar than fraternal twins; they’re much more similar.  And when identical twins are raised apart, they’re often just as similar as they are when they’re raised together.

Once I became a dad, I noticed that parents around me had a different take on the power of nurture. I saw them turning parenthood into a chore–shuttling their kids to activities even the kids didn’t enjoy, forbidding television, desperately trying to make their babies eat another spoonful of vegetables. Parents’ main rationale is that their effort is an investment in their children’s future; they’re sacrificing now to turn their kids into healthy, smart, successful, well-adjusted adults. 

But according to decades of twin research, their rationale is just, well, wrong.  High-strung parenting isn’t dangerous, but it does make being a parent a lot more work and less fun than it has to be.

The obvious lesson to draw is that parents should lighten up. .  .  .

Meanwhile, Taubes examines a penetrating question that is suggested by this recent post: i.e., is sugar toxic?:

This brings us to the salient question: Can sugar possibly be as bad as [being the primary reason that the numbers of obese and diabetic Americans have skyrocketed in the past 30 years and the likely dietary cause of several other chronic ailments widely considered to be diseases of Western lifestyles — heart disease, hypertension and many common cancers"]?

It’s one thing to suggest, as most nutritionists will, that a healthful diet includes more fruits and vegetables, and maybe less fat, red meat and salt, or less of everything.

It’s entirely different to claim that one particularly cherished aspect of our diet might not just be an unhealthful indulgence but actually be toxic, that when you bake your children a birthday cake or give them lemonade on a hot summer day, you may be doing them more harm than good, despite all the love that goes with it.

Suggesting that sugar might kill us is what zealots do. But [pediatric hormone specialist Robert] Lustig, who has genuine expertise, has accumulated and synthesized a mass of evidence, which he finds compelling enough to convict sugar. His critics consider that evidence insufficient, but there’s no way to know who might be right, or what must be done to find out, without discussing it.

The changing face of medicine

Doogiehis NY Times article from over this past weekend is among the most important that I have read recently on the dynamics that are materially changing the fractured U.S. health care system.

That’s not to suggest that the direction of medicine described in the article is a good thing. In fact, my late father is rolling over in his grave over what is described in the article. Patients as commodities. Doctors minimizing responsibilities so that they can get to their yoga class. Patients are supposed to trust such treatment? This is progress?

This is the reason why I pay a premium so that I have a doctor who knows me and my medical history if I am hospitalized for illness or injury.

Do most patients realize that they will not have such a resource when they need one?

Health Care Myth Busters

mythbustersFollowing on this post from last fall, check out this Scientific American excerpt of the new book, Demand Better! Revive Our Broken Health Care System (Second River Healthcare Press, March 2011) by Sanjaya Kumar, chief medical officer at Quantros, and David B. Nash, dean of the Jefferson School of Population Health at Thomas Jefferson University:

Most of us are confident that the quality of our healthcare is the finest, the most technologically sophisticated and the most scientifically advanced in the world. And for good reason–thousands of clinical research studies are published every year that indicate such findings. Hospitals advertise the latest, most dazzling techniques to peer into the human body and perform amazing lifesaving surgeries with the aid of high-tech devices. There is no question that modern medical practices are remarkable, often effective and occasionally miraculous.

But there is a wrinkle in our confidence. We believe that the vast majority of what physicians do is backed by solid science. Their diagnostic and treatment decisions must reflect the latest and best research. Their clinical judgment must certainly be well beyond any reasonable doubt. To seriously question these assumptions would seem jaundiced and cynical.

But we must question them because these beliefs are based more on faith than on facts for at least three reasons, each of which we will explore in detail in this section. Only a fraction of what physicians do is based on solid evidence from Grade-A randomized, controlled trials; the rest is based instead on weak or no evidence and on subjective judgment. When scientific consensus exists on which clinical practices work effectively, physicians only sporadically follow that evidence correctly.

Medical decision-making itself is fraught with inherent subjectivity, some of it necessary and beneficial to patients, and some of it flawed and potentially dangerous. For these reasons, millions of Americans receive medications and treatments that have no proven clinical benefit, and millions fail to get care that is proven to be effective. Quality and safety suffer, and waste flourishes.

At first blush, this may seem shocking, but it really provides a great incentive for the consumer of health care services and products to be as fully informed as possible about various treatment alternatives.

The human body is an incredibly complex organism. That we can predict and control outcomes relating to such complexity in even a fraction of cases is a remarkable achievement.

The approach we need to take is to embrace that complexity and randomness, educate ourselves as best we can on the risks that certain behaviors and habits have in regard to affecting bad health outcomes, and then lead our lives in a way that deals with those risks in a manner that is acceptable to each individual.

However, the reality is that neither we – nor our doctors – control the outcome of many of our health care decisions. We can make choices based on the best available information. But life is still largely a roll of the dice.

Rethinking Obesity

The stigma attached to obesity has been an accepted practice of American society for a long time.

Heck, even those who should know better often embrace the simplistic thinking that obesity is merely the result of an individual’s lack of willpower.

But research is increasingly revealing that the obesity stigma is misplaced and counterproductive. Michelle Berman, MD noted this awhile back in this post on KevinMD.com:

Did you know that some psychologists and psychiatrists would like to classify obesity as a brain disease?

The reason for this is that there is mounting evidence that food, or certain types of food, can trigger the same addictive effects in the brain as drugs like heroin and cocaine.

There is also substantial evidence that some people lose control over their food consumption and exhibit other behaviors (e.g. tolerance, withdrawal)  that may meet diagnostic criteria  .   .   . for substance dependence.

Arya Sharma, MD picks up on this line of thinking in this recent KevinMD.com post:

Recently, I attended a scientific symposium on addictions. One of the books I picked up at that conference  .   .   .  is A. J. Adams’ “Undrunk: A Skeptic’s Guide to AA”. [.  .  .] The definition [of alcoholism] reads as follows:

Alcoholism is a primary chronic disease with genetic, psycho-social and environmental factors influencing its development and manifestations. The disease is often progressive and fatal. It is characterized by continuous or periodic impaired control over drinking, preoccupation with the drug alcohol despite adverse consequences and distortions of thinking, mostly denial.

Let us look at this definition of alcoholism and see what aspects of it (if any) apply to obesity.No doubt, as readers of these pages know, obesity is most definitely a chronic condition, whose development and manifestations are influenced by genetic, psycho-social and environmental factors. In some cases obesity may be more genetic, in others more psycho-social and sometimes purely environmental, but certainly, obesity would fit the bill as far as this statement goes.And yes, obesity is often progressive and fatal. [.   .  .]This may not seem as obvious as in the case of the alcoholic who dies of liver cirrhosis or totals his car (and himself) whilst DIU, but when you start looking at the many ways in which obesity can kill you, from heart attacks to cancer, there is no doubt that obesity is fatal (often after ruining most of your life first – another similarity to alcoholism).

Clear Thinkers favorite Art De Vany does an excellent job of explaining the physiological underpinnings of overeating in his recent book, The New Evolution Diet: What Our Paleolithic Ancestors Can Teach Us About Weight Loss, Fitness and Aging (Rodale 2010). The following oversimplifies De Vany’s explanation, so definitely read the book if you are interested in this subject.

But the essence of De Vany’s point is that the brain needs glucose – generally supplied by carbohydrates or body fat – in order to live and thrive. Thus, the brain signals that it needs more glucose, which triggers our desire to eat carbohydrate or for the body to use body fat to fulfill that need. The body (specifically the pancreas) generates insulin to absorb the ingested glucose into the bloodstream.

So far, so good. However, DeVany explains that most people who become obese fall into a sort of negative feedback loop in which they become insulin and leptin insensitive (leptin is a hormone that signals to the brain that hunger has been satisfied).

This is bad for a variety of reasons (inflammation on a cellular level, etc), but it is particularly damaging in regard to obesity – the body ends up generating excess insulin, which it stores as fat, and the brain becomes desensitized to leptin, which makes it much more difficult to satiate hunger.

Thus, insulin and leptin insensitivity cause a negative feedback loop in which the consumer becomes conditioned to being continually hungry (the brain is constantly hungry and signaling that it needs glucose), the consumer eats high-calorie, processed (and readily available) carbohydrate to fulfill that hunger, the body produces more insulin that it needs to absorb the glucose, the body stores the excess insulin as fat, the body rarely uses body fat to fuel the brain, and then the process starts all over again, partly because of the consumer’s increasingly insulin and leptin insensitive nature.

In short, willpower really doesn’t have that much to do with it. Physiological impulses do.

Stated simply, it’s hard to lose weight if you are always hungry.

As De Vany explains in his book, the solution to this obesity syndrome is to become insulin and leptin sensitive – and, thus, fat adaptive – through eating lean meats, vegetables and fruits and avoiding calorie-laden processed foods, as well as exercise and recreation that promote maintenance of lean body mass. Toss in some intermittent fasting (12-16 hours of no food, most of which occurs during sleep) a few times a week to help control cellular inflammation and you have the blueprint for a healthy lifestyle.

However, the more important message that DeVany delivers is that the social stigma attached to obesity is inhumane and counterproductive. That stigma drives obese people to “quick fixes” such as fad diets and excessive exercise routines, both of which rarely result in sustained weight loss.

Rather, the key to overcoming the compulsion toward high caloric food is to educate the consumer to understand the physiological underpinnings that drive the consumer’s compulsion and then to address those physiological issues.

In short, less stigma and better education equals less obesity and better health.

Sounds like a good trade to me.

The Great Retirement Swap

retirement-for-dummies-largeThe concept of retirement is undergoing fundamental change. Does anyone really believe anymore that it’s possible for most folks to live comfortably over the final third of their lives while essentially generating no income?

That changing dynamic is behind such ventures as the Great Retirement Swap:

The way that we think about retirement in America is fundamentally flawed. The current retirement system assumes that people must diligently invest in the stock market over an extended period of 30 years or more in order to buy things in the future – like food, shelter, and clothing.

But what if people are free to share, barter and swap for these goods? To travel to wherever they want, provided someone has a spare room for them to use? To have access to any item they need, as long as they have an item of similar value to swap?  [.  .  .]

Well, what if we fundamentally change the way we think about retirement to take into account the new trend toward collaborative consumption? Call it The Great Retirement Swap. At a macro-level, Americans would be swapping a bleak version of retirement for a positive, hopeful one.

At a more tactical level, older Americans would be swapping for goods and services, rather than owning them. Wealth in retirement would become a relative issue – are you wealthier if you own a second home in Florida, or if you have unfettered access to apartments across Europe, at any time of the year? [.  .  .]

While all this sounds a bit "un-capitalistic," it’s actually the free market at work, on a grand scale. When you barter for goods, there is a market price established for those goods. And best of all, it doesn’t require 7% annual compounded returns in the stock market to succeed.

With millions of Baby Boomers set to start retiring within the next few years, retirement nest eggs shattered by the financial crisis, and even eternal optimists convinced that Social Security is no longer sustainable in the long-run, it’s time to start thinking of a ground-breaking, innovative – dare I say it – radical solution for helping Americans attain the type of retirement they always dreamed of in their golden years.

Regardless of the feasibility of the Great Retirement Swap, what are the chances that government will do a better job than markets in providing choices for retirees?