This Chronicle article reports on the announcement of the merger of two Houston area independent banks — Southwest Bank of Texas and Klein Bank. Southwest will be the acquiring entity under the $165 million deal. The merged company will become the second-largest independent bank in Texas and the fourth-largest bank in the Houston area, behind J.P. Morgan Chase, Bank of America and Wells Fargo. The combined companies will have $6.6 billion in total assets, $4.2 billion in loans, $5.3 billion in deposits and a loan limit of $77 million.