My old friend Judge Marvin Isgur handles the Harlingen, Texas courtroom as a part of his duties as a bankruptcy judge in the Southern District of Texas. I suspect that Judge Isgur already knows this, but this recently released Texas A&M University study reports that the Southern District of Texas leads all 94 United States federal judicial districts with the highest percentage increase in personal bankruptcy filings in 2003. Personal bankruptcy filings increased 5.3 percent in the United States, but they increased 23.2 in the Southern District of Texas.